DID YOUR PRELIMINARY PROPERTY TAX BILL GO UP?

While local headlines SCREAM that Florida properties were devalued even more this year (did I hear 18%?), the property taxes, inexplicably, are going UP UP AND AWAY. Appeals to the county’s Value Adjustment Board by angry taxpayers for their 2009 property tax bills are expected to climb, perhaps by over 20% up from 13,200 appeals in 2008, challenging property assessments and homestead and tax exemption classifications. Petitions can be file online or in person at 301 N. Olive Avenue, West Palm Beach, until September 14th, and there is a $15 filing fee. For more information call the Clerk and Comptroller's office at (561) 355- 6289. The Clerks office says that while the increase in appeals may be due to the economic downturn, a state law has changed requiring the property appraisers office to prove their assessments are accurate. In the past the property owner had to prove the assessment was wrong. Special magistrates must be hired to settle disputes between property owners and the county property appraisers office. Responsibility for processing petitions and scheduling hearings lies with the Clerks office. Preliminary tax notices were mailed Friday to all county property owners.

POLO CLUB ACTIVITIES UPDATES…

Coming to the LABOR DAY COOKOUT? What a choice of foods… soups and salad bar, Polo’s famous BBQ Baby Back Ribs, Broiled Atlantic Salmon, BBQ Chicken, Beef Hot Dogs, Grilled Serloin Burgers, Desserts GALORE. $19.95 per adult; $10,95 per child. Lobster and NY Strip Steak available for additional charge. Get your reservation in now for Sunday, September 6th! Call 561-995-1105. Here’s your chance to brush up on BALLROOM DANCING… foxtrot, waltz, rhumba, tango and chacha… be sure to wear dance clothing and comfortable shoes. Tuesdays 7-8 pm in Aerobic Studio One-$10 per person per lesson. POLO PUB ENTERTAINMENT 9-11 Saturday, September 5^th. Every Thursday in September, “2 CAN DINE FOR $32” – al la carte menu available too. Special Price at the Spa for REFLEXOLOGY… reduce stress, open energy paths and soothe the soul… $42.50.

NEXT IN OUR
BILLY WILDER FESTIVAL:

LOST WEEKEND

Starring RAY MILLAND,
JANE WYMAN


Laurels

Thursday, August 27 at 7 pm

Join Us for another

BILLY WILDER CLASSIC FILM NOIR

Cynial, Witty, a THRILLER!

Thursday, August 21^st at 7 pm

In Laurels

DOUBLE INDEMNITY

Starring Barbara Stanwyck, Fred MacMurray

Edward G. Robinson

MURDER, MAYHEM… this is one NOT TO MISS!

STIMULUS PACKAGE’S FIRST TIME HOME BUYERS TAX CREDIT MAY BE EXPANDED

The $8000 tax credit for new buyers using FHA-insured loans can be used for additional down payment funds or towards closing costs, and is set to expire November 30^th. It has been very popular among first time home buyers to the extent of recent home sales to 1^st time home buyers are estimated to be 40% of the market. There is talk from Senate and Congress of:

· extending the tax credit by the end of the year

· raising the tax credit to 15% or 10% of the home’s purchase price, whichever is lower

· removing income restrictions (currently available only to households making $75,000 or less)

· extending tax credit to ALL home purchasers, not just first-timers

· Estimates are that just upping the credit to $15000 would lead to 400,000 more home sales

Foreclosures weighing down many markets would be sold and absorbed. Let’s see if these ideas are passed and implemented.

GUESS HOW MANY 100-YEAR OLDS THERE ARE EXPECTED TO BE IN 2050?

The Wellness and Memory Class at FAU shows and tells how to increase your life span, and that includes dancing, lack of stress, proper eating and other factors. Your editor recently attended this very informative course and highly recommends it. For more information contact Anna Lisa Curtis at brainsgain@aol.com.

A 10-month pilot program conducted by AARP in Minnesota includes getting around the city by bike or foot, developing social networks and providing healthier fast-food options, to extend the life span of residents by 2 years.

New medical advances, improved diets and aggressive medical treatments are changing the definition of “old”. By midcentury, the projection is that the world’s population of centenarians may reach nearly 6,000,000 creating a median age of 50 in many developed nations, with the Census Bureau reporting there are now 340,000 centenarians worldwide.

New needs will be created, such as more nursing homes, assisted living facilities and special needs housing. Reconsideration will be needed to reevaluate retirement benefits, for the age limits on driving, and perhaps a revamping of Medicare coverage, which is already straining. With declining birth rates, fewer family members will be there to provide support for a sick elderly parent. Consider this: in 2017 there will be more 65-year olds than children under the age of 5. Obesity in the US from a sedentary life or overeating can take a toll on life expectancy.

If the new health care plan passes, how will it affect the life spans predicted above?

FORBES SAYS DUE TO INVENTORIES, HERE ARE THE 10 BEST CONDO MARKETS RIGHT NOW AND THEIR ZIP CODES

1. Olympic Village, Calif., 96146

2. Tahoe City, Calif., 96145

3. Terra Linda, Calif., 94903

4. Fisher Island, Fla., 33109

5. Dallas, Texas, 75205

6. Malibu, Calif., 90265

7. Bal Harbour Fla., 33154

8. Key Biscayne, Fla., 33149

9. Lake Forest, Ill., 60045

10. New York City (Upper West Side), 10069

FAR REPORTS CLIMB IN LUXURY HOME SALES

The pace of luxury home sales has picked up according to the Florida Association of Realtors.

... More lenders are willing to make jumbo loans for mortgages (Jumbo Loans are defined as more than $432,750 in south Florida)

... Foreign buyers are renewing their interest in buying, coming looking for waterfront palaces on sale

... Values in south Florida are seen as depressed and borrowers in the super luxury home market are seen as a very unlikely default candidate.

... First-rate properties are selling for 25% less now and attracting interest, sometimes with multiple offers.

Heftier down payments are now required, some up to 50% of the purchase price, and stringent verification of income and assets, though many in the ultra-luxury category ($5,000,000+) do not finance.

Luxury prices hold up better in downturns and take less of a hit, and usually are first to recover.

In July 2009, two ultra-luxury properties sold in Palm Beach County, a Manalapan estate reaching from ocean to ICW with boat dock for yacht on ICW, 5 bedrooms, 6 baths, 11,000 living sq ft sold for $9,475,000, listed for $11,000,000, on market 144 days. One other such property, a Highland Beach Ocean Place oceanfront estate with 6 bedrooms, 8 full and 2 half baths, 9,525 living sq ft, sold for $5,750,000, listed for $6,900,000, on market for 273 days. 48 homes sold in July 2009 in Palm Beach County between $1,000,000 and $4,999,000.

Since January 1, 2009, 3 homes in Polo Club have sold for between $1,100,000 and $1,885,000.

SUMMER ART WORKSHOPS for YEAR ‘ROUNDERS by CULTURAL ARTS COMMITTEE

Polo offers art workshops STARTING AT 10 AM. Classes limited to first 20 to sign up. Call Admin office at 995-1200 to reserve.

Wednesday, August 12: Artist Chris Burlini will discuss his journey to becoming a fine artist and all attendees will be given the change to create a mini-painting of their own.

Wednesday, September 9: Artist Eydi Lampasona will create a collage/mixed media painting by demonstrating the principles and elements of design.

MOVIE OF THE WEEK

SUNSET BOULEVARD

Starring
Gloria Swanson
William Holden

Directed by
Billy Wilder

1950 American Film Noir

7 pm in LAURELS

WANT TO SEE THE US DEBT and PER CITIZEN LIABILITIES?

US DEBT CLOCK

CASE-SHILLER HOME PRICE INDEX RISES

A May 2009 increase of 0.5% in the closely watched Case-Shiller home price index indicates that the US housing recovery is seen possible now. Prices tumbled more than 32% from their peak in 2Q 2006. Case said that prices may be at the bottom now.

· Preventative risk--management must be a priority going forward, according to Shiller.

· He also stated that the mortgage contract structure must be made to protect home-buyers in case of a downturn. “The new standard for mortgage should be a continuous work-out mortgage,” so that “if home prices fall then your mortgage payment will go down.”

· Shiller cautioned that recent bank bailouts were “extraordinary events that we should want to prevent as much as possible in the future.”

· In June new home sales jumped 11%, the biggest monthly gain in 8 years according the US Commerce Department.

· National association of Realtors said existing home sales rose for the 3^rd straight month in June.

But, with unemployment and foreclosures still rising, caution was advised. Shiller said that confidence in the US financial system is crucial for an economic recovery, and can be best restored by having a clear regulatory framework for investors. He mentioned that foreign investors who were thinking about putting money in this country are feeling somewhat less assured.

ECONOMIC INDICATORS for 33484 from zipskinny.com

Economic Indicators
Household Income			Occupation
<$10,000	9.4%		(among employed persons over 16)
$10,000-$14,999	9%		Mgt./Professional	34.6%
$15,000-$24,999	18.3%		Service	14.8%
$25,000-$34,999	15.7%		Sales/Office	36%
$35,000-$49,999	17.8%		Farm/Fishing/Forestry	0.2%
$50,000-$74,999	14.7%		Construction/Extraction/Maint.	6.5%
$75,000-$99,999	7%		Production/Transportation	8%
$100,000-$149,999	6.2%		Unemployment/Poverty
$150,000-$199,999	1%		Unemployed	1%
$200,000+	1.1%		Below Poverty Line	5.9%
Median Household Income: $33,395

ECONOMIC INDICATORS for 33496 from zipskinny.com

Economic Indicators
Household Income			Occupation
<$10,000	5.3%		(among employed persons over 16)
$10,000-$14,999	2.3%		Mgt./Professional	51.4%
$15,000-$24,999	6.9%		Service	10.8%
$25,000-$34,999	8.6%		Sales/Office	32.4%
$35,000-$49,999	11.1%		Farm/Fishing/Forestry	0.4%
$50,000-$74,999	16.1%		Construction/Extraction/Maint.	2.4%
$75,000-$99,999	10.3%		Production/Transportation	2.5%
$100,000-$149,999	14.7%		Unemployment/Poverty
$150,000-$199,999	7.4%		Unemployed	1.6%
$200,000+	17.6%		Below Poverty Line	4.6%
Median Household Income: $74,769

REPORTS SHOWING HOUSING MARKET ON THE MEND

With sales up in all four regions of the United States, and the number of previously occupied homes sold in June being the third month in a row to go up, this kind of expansion has not been seen in almost 5 years.

Sales roses 3.6% according to the National Association of Realtors. The foreclosure market is shrinking. It is meaningful that about on third of homes sold in June were foreclosure related, down from nearly half of those sold earlier this year. See the Federal Housing Finance Agency report showing home prices rose almost 1% in May.

There has never been a better time to buy a home in Florida with interest rates down and home prices so much lower than in recent years. The “best buys” are starting to be snatched up now.

NEW PLAN BEING DISCUSSED FOR HOUSES IN FORECLOSURE

According to the Florida Association of Realtors, a plan being developed by both Obama and Congress will allow homeowners to rent their foreclosed home for at least 5 years, maybe as long as 10 years. Motivated by the thought that Florida doesn’t need any more vacant homes, and that the modification plans have not been as successful as Congress hoped, the overall economy as well as the real estate situation in Florida could change for the better with this plan. Florida’s foreclosure rate remains third highest in the nation. One in every 33 households received a default notice, auction notice or bank repossession. One plan is for lenders selling foreclosed homes to approved professional landlords. Another idea is for lenders to sell to private investors, or keep the home and hire a management firm to handle the rental. However, some warn of banks wanting to shed properties rather than become landlords and selling to low-balling investors, which would knock prices farther down.

YOUR ART COULD BE EXHIBITED... AND SOLD... IN PUBLIC PLACES

Your work can be exhibited and sold at the 4-month long Palm Beach International Airport in West Palm Beach. Those waiting for flights could keep busy with looking at the art exhibit that will be held from September 17, 2009 to December 17, 2009. The theme is “Solar Abstrations” and will feature works that explore the power and brilliance of the sun’s splendor here in Palm Beach County. Sponsored by “Art in Public Places.” Go to http://pbcgov.com/fdo/art/calls.htm or email esinger@pbcgov.org for more details. Entry deadline is August 20^th. Entry fee is $10. Pick up your paint brush NOW… and GO FOR IT!

POLO CLUB ACTIVITIES UPDATES…

…Stop by and see the renovations in the Physical Therapy Office and the Pilates Studion. Standing Appointments can begin August 1^st for the Spa and Fitness Programs.

…Spa Treatment of the Month for July is AROMATHERAPY

…Check out the PoloClub.net website… did you know you can reserve online for parties of 8 or less, a minimum of 2 days in advance and maximum of 28 days

…Check out the list of clubs we are reciprocating dining privileges with and go have a good time dining out at Bocaire, Wycliffe, Gleneagles, Delray Beach Club, broken Sound, Addison Reserve or Stonebridge – you can reserve at our reservations number, 995-1105

…Budding artist, wannabee or experienced, look into our two Sumemr Art Workshops planned by the Cultural Arts Committee, Wednesday, August 12^th (create a mini-painting) and Wednesday, September 9^th (watch a collage/mixed media painting be created)

…Go to our new beautiful Polo Club website at poloclub.net, sign in (clear instructions given) and you can read the BOG meeting minutes to be updated on what is happening at our beautiful clubhouse, the gorgeous facilities, and to entice new members including discussion of a legacy plan with substantial discounts to heirs.

LIAM NEESON
IN
TAKEN

A former spy relies on his old skills
to save his estranged daughter,
who has been forced into the slave trade.

This Thursday Night
7 pm


Check Display Case
for movie location

IS THE REAL ESTATE MARKET SHIFTING?

MLS reports and charts for June 2009, compared to June 2008 show prices on single family residences down 25%, but just starting to inch up. Inventories of single family homes are down 26%. With real data showing market improvement on the upside, indications are that there will never be a better time to buy a home in Palm Beach County, Florida than now!

MOVIE JULY 16TH: REVOLUTIONARY ROAD

Enjoy this movie about a
1950's couple in a Connecticut suburb raising their children
NOMINATED FOR THREE OSCARS!

7 PM IN LAURELS

LET IT SNOW… LET IT SNOW… and BRING YOUR MITTENS to a “COOL” EVENT

The last time your editor saw snow in Palm Beach County was when visiting during the winter of 1976, when snow briefly fell in Palm Beach near the water. Palm Beach County will have it’s own winter wonderland this weekend at the Palm Beach Zoo in Dreher Park, Southern Boulevard just east of I-95, for “little kids” and “big kids”. “Winter in July” will be held from 10 am to 4 pm both days. Forty… yes FORTY TONS of snow will fall. Many ice-age fossils will be on display. You can go on a fossil dig, make a fossil shark-tooth necklace, enjoy children’s entertainment, have animal encounters, visit the “sand box” to create your own cool treat, relax in the Florida Pioneer House and hear Arctic-themed stories, meet the “Snow Queen” and learn about sun safety. Go “ice-fishing” and see what prize you can reel in. Admission for adults is $12.95, Seniors 60 and up $9.95, Children 3-12 $8.95, children under 3 and zoo embers are free. The purpose is to educate children about the importance of sun safety and let them experience the wonders of winter without leaving Palm Beach County. The event is co-sponsored by South Florida Parenting Magazine and Panera Bread Company. Sun Safety materials are provided by the Skin Cancer Foundation and Armchem. Daily events at The Zoo include an interactive “Wings Over Water” show with 20 trained birds, 11-3 weekdays and 11-2 weekends This is sponsored by AirTran. The “Wild Things Show’ includes New Guinea Singing Dogs Mic and Sidney, Scooter the South Asian binturong, Xena the African pygmy hedgehog and Boris the Scarlet Macaw and a Brazilian rainbow boa. Come visit and enjoy seeing all the animals!

THE USUALLY GLOOMY CASE-SHILLER INDEX STARTING TO REPORT REAL ESTATE GAINS

With the overall report slightly negative for last month, if Dallas, Denver, DC, Seattle, San Francisco, Atlanta, Boston and Cleveland are showing small increase in home sales, will FLORIDA BE NEXT? According to Realty Times, “even the most bearish of researchers agree: prices are bottoming out, even in some of the hardest hit areas.” They report that detached houses resales were up 56% over a year ago, and condo sales up 30%. Sale prices, however, were down, e.g., down 38% in Phoenix. Consumer confidence is up, especially in willingness to consider “big ticket” items, such as a home. With mortgage rates still very low, this may be THE LAST BEST TIME to buy, RIGHT NOW. Keep in mind that with so many job losses every month and unemployment rates very high, touch credit and underwriting, it is not yet “happy days are here again” by any means. But how nice it is to see a start to home sales trending UP.

INSURANCE PURCHASE TRENDS

According to an article in the July issue of Insurance News Net Magazine, “After Americans lost their shirts in the federally regulated equities market, they were able to find refuge with the guarantees afforded by indexed annuities… Americans who placed over $150 billion in these secure products since 1995 have been sleeping easier at night because of the guarantees.”

Seeking a flight to safety for their reduced holdings, and this includes families who now have one income instead of two, many are placing funds in affordable term insurance, applications for which have climbed steadily over the years.

Marilyn can tell you about term policies that can be converted to cash value universal or whole life policies when you are ready to increase premiums as the economy improves. Meanwhile, your family will be protected. For example Marilyn just wrote an application for a 47 year old male, non-smoker, preferred status, for $750,000. Term is 15 years; convertible. Premium: under $72/month. Premiums will vary with age, tobacco usage and health status. It is predicted that in the future longer term policies will not be available or will be disproportionally more expensive.

Fixed annuities were up 74% for 1Q09 vs. 1Q08. Life insurance applications for the age 60+ group climbed 11.3% in May-09 compared to May-08.

Marilyn Farber Jacobs (561-988-0070) is a Licensed Advisor / Insurance Agent with American Life & Health Group, Inc.

WHAT TO LOVE ABOUT LIVING IN PALM BEACH COUNTY

• Beautiful white, sandy beaches
• Miles of scenic parks and nature preserves
• Oceans, rivers and lakes offering boating, fishing, swimming and other water recreation
• A rich and varied history, which includes the city of St. Augustine, the oldest permanent European settlement in the mainland United States
• Unique family-friendly attractions
• World Class Entertainment Facilities, Museums, Theatres
• Cultural activities offer residents and visitors music, dance and arts events
• Florida’s climate featuring an average annual high of 81 degrees Fahrenheit and an average annual low of 60 degrees
• The state’s homeownership rate currently stands at about 70 percent, well above the national average
• In many ways, Florida’s cost of living is below that of other states with similar economic growth and in-migration rates

Calling Florida “The Sunshine State” is very fitting for Palm Beach County

MOVIE OF THE WEEK

Thursday, July 9th in Laurels

GRAN TOURINO










starring CLINT EASTWOOD

Come and enjoy!

PALM BEACH COUNTY SCHOOL DISTRICT RECIEVES “A” FOR 5th CONSECUTIVE YEAR

The Florida School Recognition Program rewards schools that sustained high student performance or demonstrated substantial improvement in student performance. If schools receive an “A” or improve one or more performance grades from the previous year, they are eligible to receive an additional $75 per student.
· All Boca Raton elementary and middle schools received As with one, Coral Sunset Elementary School moving up from B to A this year.
· While Olympic Heights High School dropped to a B this year from an A, all other Boca high schools got As including West Boca High School.
· Five schools in the district jumped from Cs to As and a school in the Glades went from a D to an A.

FCAT standards will be increased next year, and Palm Beach County will increase teacher training and provide coaches. Moving to departmentalization for 3rd, 4th and 5th grades, all elementary school teachers will teach two or three subjects instead of all six. E.g., math teachers will teach math and science and a language arts teacher may teach social studies, not needing to shift from one content to another. Classrooms will be located next to each other and students will only change classrooms two to three times a day. The Palm Beach County School District is the only urban school district to have received an A for 5 consecutive years. Statewide, more than ¾ of all public schools were named as high performing (A or B). The number of schools earning an F decreased to the smallest number in the last 3 years.

MOVIE NIGHT JULY 2, 2009

THURSDAY
JULY 2nd, 2009
7 pm in BAMBOO ROOM

Starring
Tom Cruise
Kenneth Branagh

The story of the men who led
the attempt to assassinate
Hitler

DELRAY BEACH FACTS UPDATE

Population in 2009 is 64,112, growing 7.68% since 2000. Median home cost is $201,960. Home prices are down 27% since last year.

BOCA RATON FACTS UPDATE

Sperlings Best Places to Live likes Boca Raton, with beautiful weather year round, and great shopping. Population in 2009 is 85,407, a 15.56% growth since 2000. Housing prices are down 23.10%. Median home cost is $383,650.

PALM BEACH DINING OPPORTUNITIES DURING JUNE 2009

Lunch for $20.09 or have dinner for $35 per person for a 3-course meal – appetizer, main course, dessert. Beverages, tax and gratuity are additional. Here are the restaurants, addresses and phone number for reservations in alphabetical order:

Bice, 313 ½ Worth Avenue, 561-835-1600

Café Boulud at Brazllian Court, 301 Australian Ave, 561-655-6060

Café L’Europe, 331 So County Rd, 561-655-4020

Charley’s Crab, 456 So Ocean Blvd, 561-659-1500

Leopard Lounge and Restaurant at Chesterfield Hotel, 363 Cocoanut Row, 561-659-5800

Coco Palm Beach, Bradley Park Hotel, 290 Sunset Ave, 561-832-3734

Flagler Steakhouse at Breakers, One South County Road, 561-659-8488

Italian Restaurant at Breakers, One South County Road, 561-659-8488

Seafood Bar at Breakers, One South County Road (reservations not accepted)

Ocean Bistro at Four Seasons, 2800 So Ocean Blvd, 561-582-2800

Renato’s, 87 Via Mizner off Worth Avenue, 561-655-9752

Temple Orange at Ritz-Carlton, 100 So Ocean Blvd, 561-533-6000

Ta-Boo, 221 Worth Avenue, 561-835-3500

• Trevini, 150 Worth Ave, 561-833-3883

Enjoy these “gifts of summer.” Great way to try out new restaurants, or go back to old favorites!

SOME NEW THOUGHTS TO CONSIDER WHEN SELLING YOUR HOME…OR ANYTIME

Heard the expression “VOCs”? That stands for VOLATILE ORGANIC COMPOUNDS. Consider that the Asthma and Allergy Foundation of America (AAFA) says that out of about 300MM Americans, 60MM have allergies or asthma.

Painting your home to show it off? Be sure to get paints that have low VOCs as those with VOCs can have smells that linger and cause symptoms such as eye irritations

Re-staining your floors? Ask for low VOC stains and use pre-treated floors rather than raw wood where you have to apply polyurethane on top so the house is not chemically offensive

New flooring going down? Be aware that carpets harbor dirt and moisture which can cause mold and mildew. You might want to choose tile and consider area rugs. Avoid biocide-treated (moth repellent) wool or cotton carpets. Remember that the padding under carpets is tough to clean or to remove for drying.

Don’t use PVC shower curtains as they might release over 100 VOCs, some which could be hazardous pollutants

Instead of cleaning with bleach, which has a strong odor, use hydrogen peroxide or sodium perborate to avoid allergic relations when prospects com to look at your property.

When replacing wallboard, use mold resistant products.

Cracks in foundation can be mold sources

If windows are not completely sealed, a mold problem could occur

These are suggestions from the AAFA. If you want to read more, go to asthmaandallergyfriendly.com. You might want to spend some time on this site!

JUNE 25th MOVIE - 7 pm in Laurels - BEFORE THE DEVIL KNOWS YOU ARE DEAD

NEWSWEEK NAMES THEIR TOP 100 PUBLIC SCHOOLS IN THE US

Boca Community High School was listed as #83, Atlantic High School in Delray Beach, ranked 52, Dreyfoos School of the Arts ranked 50 and Suncoast in Riviera Beach ranked 7. Schools are ranked considering the number of Advanced Placement, International Baccalaureate and Cambridge tests taken by all students at a school in 2008, then divided by the number of graduating seniors.

More students taking advanced courses resulted in some schools moving up to higher numbers.

SUPERBOWL CHAMP ALAN VEINGRAD SPEAKS AT DOWNTOWN CHABAD TUESDAY, JUNE 16, 11:55-1:30

Alan Veingrad is a professional motivational speaker, a member of the national speakers association, and ”just happens to wear a Superbowl ring”. The event is sponsored by the Downtown Boca Jewish Business Network, Chabad of East Boca, and J.A.C.O.B. ( Jewish American Chamber of Business) Investment of $20. at the door is all inclusive for food, beverages, tax, tip, etc...

Business Introductions

Card Networking

Door Prizes

Celebrity Speaker

Former offensive lineman with the Dallas Cowboys & Green Bay Packers, and a member of the Super Bowl XXVII World Champion Dallas Cowboy Team in 1992, Alan Veingrad uses sports metaphors to characterize his journey, and vividly relates the discipline of being a professional football player to success in life. For information on the even go to http://bocaratonbusinessnetworking-rss.eventbrite.com/. For details about Alan, go to http://www.alanveingrad.com/. Don’t miss out on this once-in-a-lifetime business luncheon! Address: 120 NE 1^st Avenue, just south of Mizner Park.